HomeToyotaToyota 4Runner2024 Toyota 4Runner

Cost to Own

2024 Toyota 4runner Cost to Own

A 2024 Toyota 4Runner will depreciate $15,797 after 5 years and have a 5-year residual value of $26,303. With out of pocket expenses at $35,256, the total Cost to Own of the 2024 Toyota 4Runner is $51,053.

Style

Miles Driven / Year

Average Costs

The 2024 Toyota 4Runner is in the middle 26-75% for Cost to Own among all Mid-size SUV/Crossovers.

5-Year Cost to Own: $51,053

What Does Cost to Own Include?

Out of Pocket Expenses $35,256

5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.

See more details

Depreciation (Loss in Value) $15,797

The car's estimated loss in value from the purchase date over 5 years.

See more details

Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

Considering a 2024 Toyota 4Runner?

See Cars for Sale Build & Price

Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Toyota 4Runner

Cost to Own: $51,053

MSRP: $42,100

Select a Style

Compare These Cars

Add a car to compare cost to own data

Compare Out of Pocket Expenses

	New 2024 1 of 3 Toyota 4Runner	Add a car to compare cost to own data	Add a car to compare cost to own data
	See Details
Total Out of Pocket Expenses	$35,256	-	-
Fuel	$8,805	-	-
Maintenance	$4,903	-	-
Insurance	$13,380	-	-
Repairs	$1,745	-	-
Financing	$4,766	-	-
State Fees	$1,657	-	-

Compare 5-Year Depreciation

2024 Toyota 4Runner

Add Vehicle

5-year Cost to Own Breakdown

2024 Toyota 4Runner

	Year 1	Year 2	Year 3	Year 4	Year 5	Total
Fuel	$1,863	$1,776	$1,724	$1,724	$1,718	$8,805
Insurance	$2,676	$2,676	$2,676	$2,676	$2,676	$13,380
Financing	$1,654	$1,321	$971	$603	$217	$4,766
State Fees	$407	$376	$356	$332	$186	$1,657
Maintenance	-	$1,018	$514	$2,850	$521	$4,903
Repairs	-	-	$403	$671	$671	$1,745
Depreciation	$7,156	$2,295	$2,441	$2,126	$1,779	$15,797
Cost To Own	$13,756	$9,462	$9,085	$10,982	$7,768	$51,053

2024 Toyota 4Runner Cost to Own

5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).

5-Year Depreciation:$15,797

5-Year Out of Pocket Expenses:$35,256

5-Year Cost to Own:$51,053

Is this information helpful?

FAQs

As of April 2025 insuring a Toyota 4Runner 2024 will cost approximately $13,380 dollars to insure per year, or $1,115 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of April 2025 average annual maintenance costs for a Toyota 4Runner 2024 run about $980 dollars, totaling approximately $4,903 dollars over five years.

As of April 2025 average annual depreciation for a Toyota 4Runner 2024 runs about $3,159 dollars, totaling approximately $15,797 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Toyota 4Runner 2024 can be expected to depreciate around $15,797 dollars over the course of 5 years, averaging $3,159 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Toyota include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Toyota 4Runner 2024 run about $980 dollars or $4,903 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Toyota.

Also from Toyota