Cost to Own

2025 Kia Seltos Cost to Own

A 2025 Kia Seltos will depreciate $13,860 after 5 years and have a 5-year residual value of $12,225. With out of pocket expenses at $31,161, the total Cost to Own of the 2025 Kia Seltos is $45,021.

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Miles Driven / Year

Average Costs

The 2025 Kia Seltos is in the middle 26-75% for Cost to Own among all Subcompact SUV/Crossovers.

5-Year Cost to Own: $45,021

What Does Cost to Own Include?

Out of Pocket Expenses $31,161

5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.

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Depreciation (Loss in Value) $13,860

The car's estimated loss in value from the purchase date over 5 years.

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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2025 Kia Seltos

Cost to Own: $45,021

MSRP: $26,085

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	New 2025 1 of 3 Kia Seltos	Add a car to compare cost to own data	Add a car to compare cost to own data
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Total Out of Pocket Expenses	$31,161	-	-
Fuel	$5,220	-	-
Maintenance	$5,417	-	-
Insurance	$15,060	-	-
Repairs	$690	-	-
Financing	$3,018	-	-
State Fees	$1,756	-	-

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2025 Kia Seltos

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5-year Cost to Own Breakdown

2025 Kia Seltos

	Year 1	Year 2	Year 3	Year 4	Year 5	Total
Fuel	$1,109	$1,053	$1,025	$1,018	$1,015	$5,220
Insurance	$3,012	$3,012	$3,012	$3,012	$3,012	$15,060
Financing	$1,047	$837	$615	$382	$137	$3,018
State Fees	$523	$422	$346	$270	$195	$1,756
Maintenance	$631	$974	$636	$2,533	$643	$5,417
Repairs	-	-	-	-	$690	$690
Depreciation	$6,054	$1,722	$2,106	$2,224	$1,754	$13,860
Cost To Own	$12,376	$8,020	$7,740	$9,439	$7,446	$45,021

2025 Kia Seltos Cost to Own

5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).

5-Year Depreciation:$13,860

5-Year Out of Pocket Expenses:$31,161

5-Year Cost to Own:$45,021

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FAQs

As of April 2025 insuring a Kia Seltos 2025 will cost approximately $15,060 dollars to insure per year, or $1,255 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of April 2025 average annual maintenance costs for a Kia Seltos 2025 run about $1,083 dollars, totaling approximately $5,417 dollars over five years.

As of April 2025 average annual depreciation for a Kia Seltos 2025 runs about $2,772 dollars, totaling approximately $13,860 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Kia Seltos 2025 can be expected to depreciate around $13,860 dollars over the course of 5 years, averaging $2,772 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2025 Kia include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Kia Seltos 2025 run about $1,083 dollars or $5,417 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2025 Kia.

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