By Colin Ryan
Updated January 30, 2025
The 2021 Cadillac XT4 is a small-ish premium-crossover SUV. We say “ish” because it’s not as big as the compact Mercedes-Benz GLC-Class, for example, but slightly larger than the subcompact Mercedes-Benz GLA-Class.
This splitting of niches at least gives the XT4 an attribute that might make it more compelling, although the latest generation of Audi Q3 is bigger than its predecessor. And Mercedes-Benz now has the GLB-Class.
As well as size, the 2021 XT4 sits between price brackets as well. Which is part of Cadillac’s overall appeal. The company’s creations come with plenty of equipment, excellent suspensions, and what might be considered attractive looks at a lower cost than a comparable German rival.
2021 Cadillac XT4 pricing starts at $22,198 for the XT4 Luxury Sport Utility 4D, which had a starting MSRP of $36,990 when new. The range-topping 2021 XT4 Sport SUV 4D starts at $25,373 today, originally priced from $41,190.
Original MSRP | KBB Fair Purchase Price (national avg.) | |||
---|---|---|---|---|
$36,990 | $22,198 | |||
$40,990 | $25,447 | |||
$41,190 | $25,373 |
The Kelley Blue Book Fair Purchase Price for any individual used vehicle can vary greatly according to mileage, condition, location, and other factors. The prices here reflect what buyers are currently paying for used 2021 Cadillac XT4 models in typical condition when purchasing from a dealership. These prices are updated weekly.
Which Model is Right for Me?
Selectable driving modes
Dual-zone automatic climate control
Simulated leather upholstery
Powered tailgate
18-inch alloy wheels
8-inch infotainment touchscreen
Wireless Apple CarPlay/Android Auto smartphone integration
Wi-fi
Satellite radio
7-speaker audio system
Roof rails
Front parking sensors
Hands-free tailgate operation
Blind-spot monitoring w/rear cross-traffic alert
Lane-keeping assistance
Rain-sensing wipers
Driver’s-side memory settings
Ambient cabin lighting
Red brake calipers
Front seats w/power-adjustable lumbar & bolstering
Sport steering wheel
The ride quality of the 2021 XT4 is really good for the class. The turbocharged engine’s maximum thrust chimes in from just above idle right up to 4,000 rpm, with plenty of punch remaining for another 1,000 rpm beyond that. Zipping away from standstill, darting through traffic, and overtaking are all made more enjoyable by the presence of a smooth-shifting 9-speed automatic transmission.
With the optional all-wheel-drive (AWD) system, the driver can toggle through four settings: Touring (where drive goes just to the front wheels), AWD (on demand), Off Road (AWD), and Sport (full-time AWD with sharper changes to transmission shift points, steering feel and the optional Active Sport Suspension).
On tricky surfaces in the AWD modes, close to 100 percent of available torque can be sent to the wheel (or wheels) with the best traction. Front-drive versions of this little Caddy crossover SUV offer a 3-mode setup that includes a Sport setting.
The brakes bite early, but their action quickly becomes second nature. Steering response is rewarding (especially in Sport mode), and the vehicle’s weight has no problem keeping up with quick changes of direction. As a parking and U-turn bonus, the XT4 is capable of turning in a tidy 38-foot-diameter circle.
The cabin design of the XT4 is businesslike rather than indulgent or adventurous. That’s cool. The front seats are supportive without being too firm or constricting, and the driving position is excellent, even for taller drivers. The outward view is also good, making it easy to change lanes, maneuver through tangled big-city traffic, and park without ever having to wonder where the vehicle’s corners are.
Rear-passenger space can accommodate 6-foot-plus adults as long as the occupants up front don’t need to slide their seats all the way back. Behind these rear seats, cargo space is a roomy 22.5 cubic feet. Fold them down flat to create an area of 48.9 cubic feet.
The Cadillac User Experience infotainment system has an 8-inch high-definition touchscreen and a controller knob on the center console that makes it easy to navigate audio, phone, navigation (if fitted), and other functions. Two USB ports come as standard: one Type-A, one Type-C.
The challenge was to translate Cadillac’s design language (which works arguably well with the company’s sedans) onto a small(ish) crossover SUV. The Cadillac XT4 has as much upscale presence as it can muster for its size.
The signature-style headlight and taillight treatments (including Cadillac Easter eggs within both, and clear taillight lenses on the XT4 Sport models) are probably the most interesting aspects. The most practical exterior styling move comes from the grille, which contributes to efficient cooling and a 3,500-pound towing capacity.
DRIVETRAIN SYNERGY
Sometimes, all the propulsion hardware comes together in a particularly pleasing way: the amount and delivery of power, the sweet transmission, and the all-wheel-drive system (when selected, which we recommend in this instance). The Cadillac XT4 is one of those times.
STRUCTURAL SYNERGY
And sometimes all the other major aspects harmonize as well. For example, the XT4’s excellent suspension (made possible in part by a super-rigid body structure) is confidence-inspiring on twisting roads, tranquil over fresh tarmac, and unfazed by rough surfaces.
Entry-level 2021 XT4 models come with 18-inch alloy wheels, LED headlights/daytime running lights/taillights, dual-zone automatic climate control, heated side mirrors, rear parking sensors, 8-way power-adjustable driver’s seat/6-way power-adjustable front passenger seat, simulated leather upholstery, leather-wrapped steering wheel, selectable driving modes, powered tailgate, Wi-Fi, wireless Apple CarPlay/Android Auto smartphone integration, satellite radio, plus forward-collision mitigation with pedestrian detection and a Safety Alert Seat.
However, we recommend considering at least the XT4 in Premium Luxury trim, which adds hands-free tailgate operation, roof rails, self-dimming mirrors, rain-sensing wipers, lane-keeping assistance, blind-spot monitoring with rear cross-traffic alert, front parking sensors, and ambient cabin lighting. After that, it depends on how much each buyer wishes to spend.
All versions of the 2021 XT4 are eligible for all-wheel drive, 20-inch alloy wheels, sunroof, navigation, Bose audio upgrade, rear-seat DVD system, trailer package, plus a Cold Weather package that includes front/rear (outboard) heated seats and a heated steering wheel.
Premium Luxury and Sport models may also be ordered with an Enhanced Visibility Package (rearview camera mirror, 360-degree camera system, and self-parking), leather seating surfaces, massaging front seats, a head-up display, power-adjustable steering column, wireless charging, and a Driver Assist package (including forward/reverse automatic braking and adaptive cruise control).
Sport trim offers an Active Sport Suspension that continuously monitors road conditions and can make 500 damping adjustments every second.
A turbocharged 2.0-liter 4-cylinder engine motivates the Cadillac XT4 with a respectable 237 horsepower (the BMW X1 has 228), while the 9-speed automatic transmission supplies a useful spread of ratios. First gear is short for easy parking-lot maneuvers and moving quickly off the line, while top gear keeps the engine speed low on freeways, resulting in impressive fuel consumption. Premium gasoline is recommended.
2.0-liter turbocharged inline-4
237 horsepower @ 5,000 rpm
258 lb-ft of torque @ 1,500-4,000 rpm
EPA city/highway fuel economy: 24/30 mpg (FWD), 22/29 mpg (AWD)
Get a new 2025 CADILLAC XT4 For Well-Qualified Buyers 3.9% APR for 36 months Plus $750 For Well-Qualified Buyers When Financed w/ Cadillac Financial.
Get $750 Purchase Allowance on a new 2025 CADILLAC XT4.
Lease a new 2025 CADILLAC XT4 FWD Premium Luxury for $499/month for 36 Months with $5609 Due at Signing.
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Year | Vehicle Depreciation* | Resale Value | Trade-In Value | ||
---|---|---|---|---|---|
2022 | - | $38,493 | $34,362 | ||
2023 | $8,441 | $30,052 | $26,639 | ||
2024 | $6,503 | $23,549 | $20,261 | ||
Now | $3,517 | $20,032 | $16,911 |
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2-Year Forecasted Depreciation
*Depreciation for the last 12 months of the private party resale value.
Annual Depreciation is an estimation of what your vehicle's value might be over time based on an average of similar vehicles. Estimations are calculated by comparing Kelley Blue Book Private Party Values of vehicles similar to yours over time, as well as forecasts from Manheim Auction data comparing current and projected auction values against current Kelley Blue Book Private Party and Trade-In Values. This is not a guarantee of actual depreciation. Local weather conditions, market factors and driver performance will also impact your vehicle's actual depreciation.
Already Own This Car?
Curb Weight | 3660 lbs. | ||
---|---|---|---|
EPA Passenger | 101.3 cu.ft. | ||
Fuel Capacity | 15.9 gallons | ||
Front Head Room | 39.4 inches | ||
Front Leg Room | 44.1 inches | ||
Max Seating Capacity | 5 | ||
Overall Length | 181.1 inches | ||
Front Shoulder Room | 57.0 inches | ||
Towing Capacity, Maximum | 3500 lbs. | ||
Trunk or Cargo Capacity | 48.9 cu.ft. | ||
Turning Diameter | 38.0 feet | ||
Wheel Base | 109.4 inches | ||
Gross Vehicle Weight Rating (GVWR) | 4960 lbs. | ||
Width with mirrors | 83.5 inches |
Alloy Wheels | Available | ||
---|---|---|---|
Moon Roof/Sun Roof | Available | ||
Number of Doors | 4 doors | ||
Privacy Glass | Available | ||
Roof Rails | Available | ||
LED Headlights | Available |
City | 24 mpg | ||
---|---|---|---|
Highway | 30 mpg | ||
Combined | 26 mpg |
Drivetrain | FWD | ||
---|---|---|---|
Transmission Type | Automatic | ||
9 speed | Available | ||
Recommended Fuel | Premium | ||
Hill Start Assist | Available | ||
Parking Assist System | Available |
Horsepower | 237 @ 5000 RPM | ||
---|---|---|---|
Torque | 258 @ 1500 rpm | ||
Engine | 4-Cyl, Turbo, 2.0 Liter |
Basic | 4 years / 50000 miles | ||
---|---|---|---|
Powertrain | 6 years / 70000 miles | ||
Corrosion | 4 years / 50000 miles |
Safety Alert Seat
Little motors in the base of the driver’s seat set off vibrations in response to potential hazards. For example, if there’s a problem happening on the right while reversing, the right side of the seat will vibrate. Both sides will be activated if the XT4 is reversing directly toward an obstacle. This feature is standard in every 2021 XT4.
Teen Driver
A dedicated key fob can be programmed to perform various functions like not allowing the radio to be turned on unless seat belts are fastened, or blocking access to certain safety functions. It can also set speed limits and audio system volume. There’s even an in-vehicle report card for owners to peruse once their teen has brought the XT4 back. Another standard feature.
Rearview Camera Mirror
Instead of a conventional rearview mirror, this optional item (available in the top two trims) shows the image from a rear-facing camera that’s free from rear pillars and any obstructions in the cargo area.
Used 2021 Cadillac XT4 | Used 2021 Mercedes-Benz GLB | New 2025 Cadillac XT4 | Used 2021 Audi Q5 | ||
---|---|---|---|---|---|
Price | $22,198 | $28,406 | $41,990 | $28,993 | |
KBB.com Rating | 3.4 | 4.4 | 3.8 | 4.8 | |
Consumer Rating | 4.3 | 4.2 | 4.3 | 4.2 | |
Fuel Economy | City 24/Hwy 30/Comb 26 MPG | City 23/Hwy 30/Comb 26 MPG | City 24/Hwy 29/Comb 26 MPG | City 23/Hwy 28/Comb 25 MPG | |
Fuel Type | Gas | N/A | Gas | N/A | |
5 Year Cost To Own 5-Year Cost to Own includes out of pocket expenses like fuel and insurance, plus the car’s loss in value over time (depreciation). | N/A | N/A | $60,336 | N/A | |
Safety Rating | 5.0 | N/A | N/A | 5.0 | |
Seating Capacity | 5 | 7 | 5 | 5 | |
Basic Warranty | 4 years or 50000 miles | 4 years or 50000 miles | 4 years or 50000 miles | 4 years or 50000 miles | |
Horsepower | 237 @ 5000 RPM | 221 @ 5500 RPM | 235 @ 5000 RPM | 248 HP | |
Engine | 4-Cyl, Turbo, 2.0 Liter | 4-Cyl, Turbo, 2.0 Liter | 4-Cyl, Turbo, 2.0 Liter | 4-Cyl, Turbo, 2.0 Liter | |
Drivetrain | FWD | AWD | FWD | AWD |
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The 2021 Cadillac XT4 is rated to return city/highway fuel economy of 24/30 mpg.
Used 2021 Cadillac XT4 prices currently range from $22,198 for the Luxury Sport Utility 4D to $25,447 for the Premium Luxury Sport Utility 4D when purchasing from a dealership, depending on a range of factors like equipment, mileage, and condition.
The cheapest 2021 Cadillac XT4 is the Luxury Sport Utility 4D, with a Kelley Blue Book Fair Purchase Price of $22,198.
The 2021 Cadillac XT4 is part of the 1st-generation XT4, which our owners give an above-average reliability rating of 4.6 out of 5.